Congress examining health insurance for California by questioning the reasons that many people prevent the growing health insurance. If the largest health insurance in the United States (Well Point, Inc.) has proposed raising monthly premiums up to 39 percent in California, the Congress called Well Point entrepreneurs. Well Point increased its premium deferred until 1 May 2010, and Insurance Commissioner of California will decide whether to approve the increase.
Soon, Congress expanded the investigation of health insurance in California to cover the trial will be denied and reimbursement of medical expenses as the "medical history" is denied. The CEOs of three of the nation's largest health insurers, for-profit (Aetna, Humana and United Health Group) were invited to appear before the House Committee on Energy and Commerce and its sub-committee investigation on 23 March.
The Congress has asked the company, internal documents and e-mails about the policies, practices and insurance policies for the last five years. These companies were asked the average increases in premiums and show how maternity cover for the people on 12 March. These four companies to sell health insurance to people with about 17 million Americans without health insurance at work.
Need for health insurance plans in California Maternity
Find maternity coverage is important as a woman age 18 to 29, the group most likely to the United States has no health insurance. With only 59 percent of these women have health insurance through the employer, these young women of the group at least have health insurance are at work. A quarter of these women have no health insurance at all occur, an additional 3.5 million pregnancies among the 21 million women, 19 to 29 per year of age.
As in the Third World, lack of health care babies hits the hardest. Uninsured pregnant women are 60 percent more likely to prenatal care, three times more likely to have negative results, delay, and their babies are dying, 30 percent more likely.
California Health Insurance found lower by independent agents
Premiums and benefits vary considerably between insurance companies. Insurance companies are increasing premiums, alternative plans with higher deductibles and lower premiums.
Find sites that compare the plans and specifications, offers a number of companies to get an idea of services and prices. Independent brokers (those who work with many insurance companies) know, perhaps, that insurers have more lenient underwriting for people with back problems, for example. Independent agents can also apply to the denial of coverage, call or be assessed a higher rate because you have pre-existing conditions.
Compare health insurance California plans to get the most for your money
When comparing the annual deductible observe politics, the percentage you pay for medical services to meet a deductible (coinsurance) is, and the annual maximum out of pocket. The maximum is, how much you will pay on cooperation to be able to spend co-insurance, and other costs before the insurance covers the costs for the year.
Check doctor visits covered, and if hospital stays have limited reach. Check out the doctors and hospitals in the network, too. Some plans exclude coverage for maternity, but separate policy specifically for maternal and prenatal care.
If you do not consume drugs, you can save by eliminating this coverage. If you are prescription drugs, the cost of research through the purchase of discount drug programs in King Sooper, Wal-Mart and other big chains.
Be careful you can void the coverage while you are looking for better policies. Events during a period of cover, you may be entitled to coverage. For example, insurance does not cover the birth or prenatal care, if there is a gap in coverage.
More help for maternity and child
Maternal and infant mortality rates are also available for low-income women who are pregnant and children under the age of 22 years. A program called women, infants and Children (WIC) provides nutritional education and child care for low-income women, nursing women and women after birth. WIC provides health insurance for children under five.
Even if you are not entitled to the above programs, you can still access care in free clinics, plans for the use of prescription drugs, or temporary, where the insurance status. may be your best bet to learn about the functioning of health insurance, and find an independent agent who has the time to listen to your needs and help you navigate through the maze of insurance.
